Rashmi Badwe is the Chief Operating Officer (COO) for Wealth Management, within the Office of the COO. She is an Executive Vice President of TIAA. Ms. Badwe’s scope of responsibility spans several functions in Wealth Management: Products and Solutions, Operations and Services (including the Trust business), Regulatory Supervision and Oversight, Strategy and Business Enablement, as well as the Chief Investment Office for managed accounts. Ms. Badwe joined TIAA in 2007 and has held several leadership roles across wealth management, banking, and retirement. She has experience in sales, strategy, client services, and operations. She has led business strategy and transformation initiatives, executed successful sales growth and retention strategies, as well as developed infrastructure modernization initiatives. Prior to TIAA, Ms. Badwe was at JP Morgan Chase, where she was responsible for driving organic growth within the consumer banking division. She has also served in management in Deloitte Consulting’s financial services strategy practice. She holds BE and MS degrees from the Birla Institute of Technology and Science in India and an MBA from the New York University Stern School of Business. She currently serves on the board of TIAA-CREF Individual and Institutional Services and in the past has served on the board of the TIAA Life Company.

Bartosz Golba is Research Director, Financial Services at GlobalData, providing robust data and actionable insights to a number of world’s leading financial services organisations, not least related to disruption caused by evolution of technology. A former wealth manager, Bartosz has more than 10 years of experience in dealing with changing behaviours and expectations of both FS providers and their customers.

Since joining the company in 2017, Husain has played an integral role in countless upgrades and new initiatives designed to improve Skybound’s overall value proposition. Following an appointment to the Group Operations Director in 2022, he has led all aspects of digital transformation at Skybound, winning them 9 awards and counting in this narrow window. Following the application of process design, implementation of new client facing technology and integration of advice tools across the industry – he has just launched the the offshore IFA industry’s first piece of advice technology developed from scratch, offering whole of market comparisons, intuitive recommendations, simplistic plan tracking and backed by the highest compliance standards

Advisors. His work includes the strategic lift-out of advisors and teams, assessing and identifying key talent for recruiting, as well as RIA firm acquisitions across the U.S. Kevin works closely with a wide range of industry participants (investment banks, RIA custodians, COIs, etc.) across

the industry in pursuit of our goals. He is also a member of the Mariner Trust Company Board of Managers. Prior to joining the firm, Kevin was a senior relationship manager at Fidelity

Investments, where he worked closely with Mariner Wealth Advisors.Through his 17-year tenure at Fidelity, Kevin held various roles throughout the retail and institutional brokerage businesses, including positions in national financial services, capital markets and institutional wealth services. Kevin’s past experience also includes working as a head trader with Bainco

International Investors. Kevin has a bachelor’s degree in marketing from the Isenberg School of

Management at the University of Massachusetts in Amherst.

Mohamad is a alumnus of the University of Florida with a Bachelors in Telecommunications with a concentration in Engineering and certification in Engineering Leadership. As a result of Mohamad passion in technology, he has experienced working in technology sector on Wall Street where Mohamad brought measurable value in Investment Banking Technology. In Mohamad’s spare time, he love to go back to my community to speak with our future leaders and playing/teaching golf. Mohamad’s personal mission is to help people create sustainable lives.

Yohan leads the development of our solutions for Financial Services clients following 16 years in commercially focussed roles within the consumer and B2B payments industry. He has held a range of key sales, sales-leadership, and commercial delivery roles during periods of rapid change. He has worked with a range of sectors including business services, local government, and alternative finance. Yohan has always had a focus on bringing the voice of clients into product, marketing and operational functions.

https://www.linkedin.com/in/yohan-lobo/

Niladri ‘Neel’ Mukherjee is currently a Senior Managing Director and Chief Investment Officer for TIAA Wealth Management. He is responsible for managing all aspects of the investment process from investment strategy, due diligence, portfolio management, equites and fixed income solutions.He previously served as a Managing Director and Head of Portfolio Strategy for the Chief Investment Office (CIO) within Bank of America supporting Merrill Lynch Wealth Management and the Private Bank. In this role, he was responsible for setting macro-economic, investment / portfolio strategy and tactical asset allocation guidance for all wealth management lines of businesses, impacting roughly $2 trillion of assets under management. He was a voting member of the Investment Strategy Committee (ISC) and the Investment Oversight Committee; co-headed the working group that set equity strategy recommendations; and a leader within the Operating Committee for the Investment Solutions Group comprising all product / platform teams and CIO. Niladri’s responsibilities also included delivering top of the house investment guidance and market insights to clients, advisors and various specialist teams through regular thought-leadership reports, national calls and conferences and has appeared on media outlets such as CNBC, Bloomberg and Yahoo Finance. He had previously held leadership positions such as Director of Portfolio Strategy for the Private Banking and Investment Management group, Merrill’s ultra-high net-worth business and Head Strategist for the Western Division. Prior to his 16-year tenure at Bank of America / Merrill, he was a portfolio manager for a long/short hedge fund and a large cap mutual fund at Dover Management. He has also worked at KPMG LLP’s Financial Services group in New York and at New Delhi-based Infrastructure Professionals Enterprise, where he advised government agencies on issues related to urban infrastructure development, financial restructuring and policy formulation. Niladri earned his M.B.A. degree in Finance from New York University’s Stern School of Business and a B.S. degree in Physics from St. Stephen’s College, Delhi. He serves on the Advisory Board of the Stevens School of Business at Stevens Institute of Technology in New Jersey.

Brad has helped train thousands of advisors on marketing tactics and industry trends. Partnering with many experts in the financial industry and staying on the cutting edge of technology for effective lead generation and conversion. He has orchestrated dozens of financial advisor training events in which more than 12k FAs and agents have participated in learning from his experience in marketing and hyper-local event planning.Brad also works on the advisory council for NAIFA's Business Performance. He is the host of the Be Advised podcast, where he interviews industry leaders and focuses on bringing valuable takeaways to help advisors see success. https://beadvised-leadingwithvalue.blubrry.net/subscribe-to-podcast/

Thought leader in domestic and global macroeconomic, markets and political analysis. During my career I have been a developer of capital market strategies and managed domestic and global fixed income portfolios, created new products, recast analytic direction, and rejuvenated/rebuilt departments. Written analysis has generated appearances in financial media throughout the world. Contributor to WSJ Economist Survey, CNBC FOMC Survey, Blue Chip Financial Forecast. Current volunteer work -- Treasurer of the National Academy of Design, where I created the investment policies for their newly funded endowment, and am Chair of the Investment Policy Committee.

Experienced System Director with a demonstrated history of working in the financial services industry. Strong information technology professional skilled in IT Strategy, Leadership, Banking, Distributed Engineering, Mainframe, and Kafka Event Streaming.

Franz has been working at the intersection of policy, climate change, environmental and social issues for more than a decade. Prior to graduating from Yale School of the Environment with a focus on sustainable finance, clean energy and business in 2018, Franz served eight years in the Obama Administration as Senior Advisor to the Special Envoy for Climate Change at the Department of State, working on the team that successfully negotiated the Paris Agreement. Prior to that, he was Deputy Associate Director at the White House Council of Environmental Quality working on energy, environment and climate policy and public engagement; and a Confidential Assistant and Legislative Analyst at the U.S. Department of Agriculture working on conservation, energy, food security, science policy and open data. He also worked on both of Barack Obama’s successful presidential campaigns in 2008 and 2012. Franz holds a Masters of Environmental Management from Yale University; Bachelor of Arts in Linguistics and a Bachelor of Arts in Politics from the University of California, Santa Cruz

Alexander Stumpfegger is Chief Sales Officer at CID, a digital solution and AI innovator. Over 20+ years at CID, Alexander has helped to develop technological solutions for web crawling, natural language processing, and semantic graphs to support information exploration to benefit clients in various industries. His background combines technological expertise with business-oriented approaches to AI and Big Data Analytics. Today, Alexander supports asset and wealth managers to leverage more actionable insights from quantitative, fundamental, and qualitative data sources to build better thematic investment products and to drive business development at wealth managers and private banks.

Mary M. Deatherage led The Deatherage Group at Morgan Stanley Private Wealth Management, providing comprehensive wealth planning, asset allocation, investment management including social impact investing, tax, trust and estate strategies, philanthropy management and family wealth education along with lifestyle advisory services. Her clientele consists of high-net-worth individuals and families as well as large foundations and pension plans.

 Mary started her financial career as a CPA and audit manager at Coopers & Lybrand in New York City and Detroit, where she specialized in acquisition and divestiture reviews for clients such as CBS, Sanofi and Fortune Brands. She subsequently became a financial advisor and has been with Morgan Stanley since 1986.

 Mary has received numerous industry honors and distinctions. For seventeen consecutive years, Barron’s has named her one of their “Top 1,200 Advisors” in the US. In 2022, Barron’s named Mary #19 in its survey of “Top Women Financial Advisors in America”, and she was recognized as one of 2021’s “Top 100 Financial Advisors”. She is a Barron’s “Hall of Fame Advisor.” Also in 2022, Forbes Magazine named her #15 on their “Top Women Wealth Advisors” list and #4 on their “America’s Best-in- State Private Wealth Advisors: New Jersey” list. In 2022, Forbes ranked Mary #154 on their “America’s Top Wealth Advisors” list. Mary was named a “MAKER: Women Who Make America” as a representative of Morgan Stanley in 2014.

 Mary has appeared on CNBC, Fox Business and National Public Radio (NPR). She has written several focus pieces in Barron’s and contributed to the New York Times and Worth magazine. She received her undergraduate degree in education from Mount St. Mary College, and her accounting degree from the University of Arizona.

Maxime Krief, currently Vice President of Strategic Solutions at Amuni Financial, Inc. in St. Petersburg, FL, has a diverse background in both international business and digital transformation. Maxime graduated with a Bachelor of Science, double majoring in International Business Finance and Management. His practical experience extends to his tenure at an American food exporter, where he worked on promoting American food products in the Middle East and Africa.

Maxime is a certified Quick Base App Builder and Quick Base Expert Builder. By leveraging technological tools, he was part of a team that successfully redesigned operations and compliance processes at Amuni Financial, a feat he will be sharing insights on during his talk on "Digital Transformation in Wealth Management.”

Outside of his professional achievements, Maxime is a member of the French American Chamber of Commerce (FRAMCO), an association committed to fostering relationships and sharing professional experiences between the French and Americans.

Born and raised in France, Maxime moved to the U.S. in 2007. Now, he enjoys life in sunny Florida with his wife and two children, dedicating his free time to family activities and adventures.

Michael and his wife were both born and raised in beautiful St. Petersburg, Florida. They have two wonderful daughters that continually keep them busy and entertained. He graduated with his undergraduate degree from the University of Florida and received an MBA from the University of South Florida.

In 2010, he began his financial career by joining his father at Amuni, working on the firm’s fixed income trading desk. Following his father’s retirement in 2016, Michael assumed the role of President and CEO of Amuni.

At Amuni, Michael couldn’t ask for a more dedicated, friendly, and unique group of individuals. He truly enjoys coming to work every day. He is the fourth generation of his family to be involved in the financial services industry, and he takes the many roles that they play in their customers’ lives very seriously. Michael takes pride in treating their customers as part of their family.

Over the years, Michael has supported and has been a part of numerous charitable organizations including Johns Hopkins All Children’s Hospital, Pinellas County Education Foundation, Tampa Bay Watch, Children’s Dream Fund, CASA, and many other great organizations.

In his spare time, Michael enjoys spending time with his family on the water, in the mountains, and in the air. He has been a private pilot for over 25 years and learned to fly as a teenager at Albert Whitted Airport in downtown St. Pete.

Christian Urbina, CFP® is President and Chief Investment Officer of Prosperitus Wealth Advisors, a State Registered Investment Advisor.

Mr. Urbina was born in Managua, Nicaragua and fled the poor and war torn country with his family at the age of 4. Raised in South Florida, Mr. Urbina graduated from Marjory Stoneman Douglas in Parkland, FL in 2000. Following his graduation, Christian enlisted in the United States Army where he graduated as the Distinguished Honor Graduate of his Advanced Individual Training (AIT) 14 Juliet class.

Following his enlistment, Christian utilized his GI Bill to attend and graduate from The Florida State University with degrees in Finance and in Applied Economics with Specialized Studies in Advanced Economic Analysis.

With a continuing commitment to maintain the highest level of ethics and professionalism for his and his firm's clientele, Mr. Urbina earned his CERTIFIED FINANCIAL PLANNER™ professional designation in 2012 and is currently a CFA (Chartered Financial Analyst) Level 3 candidate.

Mr. Urbina has extensive expertise in many areas of financial planning for individuals, families, and businesses; specializing in dynamic wealth management, income tax, estate, and wealth transfer planning. Mr. Urbina has committed to providing his clients with the highest standard of fiduciary care and excellence.

Shimona comes from a legal background and works with Moxo's EMEA clients to modernize their client interaction workflows. She specialises in helping clients control the chaos of client management by orchestrating end-to-end client collaboration with the power of their one-stop client portal.