Terje Kjøs is the CEO of Banqsoft, a Nordic software company specializing in innovative state-of-the-art digital banking and asset finance software solutions for retail banks, consumer finance providers and asset finance companies. Terje is a seasoned executive with 20 years in the Banking & IT industry. With a background from Santander and Evry, he has significant experience with bank and finance software implementations in the European market. Terje is continually looking for opportunities where technology can simplify and optimize the banking industry and has been supporting many successful growth scenarios