About Earnix

Earnix was founded by a team of financial services veterans that recognized the need to improve how banks and insurance companies acquire, retain, and serve their customers.

They set out to build a comprehensive analytical solution that transforms customer big data into concrete recommendations and actionable insights that maximize customer lifetime value.

The Earnix Integrated Pricing and Customer Analytics™ software – for banks, Earnix Banking, and for insurance companies, Earnix Insurance – combines predictive analytics and patented optimization technology, empowering financial services companies to predict customer behavior and analyze its impact on business performance. Armed with this new level of insight, banks and insurance companies can better match offers and prices to current and future market demand.

The Earnix solution facilitates collaboration among business and analytical stakeholders, enabling faster reaction to market changes. Risk and demand modeling are combined in a single platform and can be applied according to prevailing regulatory and business requirements. The Earnix enterprise architecture provides real-time connectivity to operational systems, bringing the power of analytic-driven decisions to every point of customer interaction.

The Value We Bring

Leading banks and insurance companies worldwide rely on Earnix solutions to produce consistent and measurable improvements in customer loyalty, profitability, and growth, delivering greater value to customers and higher profits to shareholders year after year.

Earnix provides an integrated suite of modules and capabilities that enable banks to optimize pricing and maximize customer value across deposit, savings, lending, and credit products.

With Earnix Banking, banks are able to:

• Target the optimal customers;

• Offer them the right products at the right price;

• Accelerate time-to-market of new offers and prices; and

• Increase growth and profitability

A Single Pricing Platform Across All Products

Earnix is a one-stop solution that simplifies the entire pricing process, helping banks increase business agility by overcoming the constraints of existing legacy systems, removing the need for extensive IT support, and accelerating time-to-market of new products and prices.

The Earnix Banking solutions can be applied to loan and deposit products alike, providing a platform that you can apply to consistently optimize your business results with:

•Pre-approved offers;

• Through-the-door offers;

• Cross-sell offers;

• Retention offers; and

• Customer service offers

Price Optimization: Elevating Profit and Growth

Earnix’s best-in-class analytics and patent-awarded price optimization technology empower banks to implement pricing strategies that go beyond the traditional risk cost pricing, incorporating demand elasticity models to maximize profit and growth objectives.

Real-time Price Optimization enables banks to step up to meet the requirements of the competitive and rapidly expanding online banking marketplace. Earnix provides a real-time engine, called the Earnix Optimizer, that delivers instant optimized price quotations directly to the point of customer interaction via the Internet, call center, or any proprietary system.

Cloud-Ready Enterprise Architecture

Whether deployed on-premise or in the cloud, Earnix can churn millions of price quotations per day, either in batch or real-time environment. It is also easily integrated with existing enterprise systems, delivering the power of optimization in a seamless fashion to every point of customer interaction through all distribution channels.

A Modular Solution that Allows You to Think Big, Yet Start Small

Earnix provides a comprehensive pricing platform that empowers banks to transform their pricing processes from A to Z. Rather than a “big bang” approach which can be disruptive to the business, the modular architecture of Earnix and flexible deployment options on premise and in the cloud allow you to quickly get started and grow the solution’s footprint over time.


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If you want to discuss how we can help you generate leads and add-value to your corporate and brand image please contact:

Paul Adams
+44 (0)20 7936 6948

Speaker opportunities

We identify and invite individuals we believe to be the best speakers in the market, if you think you can make a difference to the quality of our events please contact:

Hannah Toms
+44 (0)20 7936 6855